Made for Doctors
Physicians Home-Buying Program
A physician-focused real estate experience that brings home search, specialized financing resources, and personalized guidance together from your first conversation through closing.
Led by Mercedes Osio in South Florida.
A private, no-pressure first conversation.
The Program
Bring your home search, specialized financing resources, and personal real estate guidance together in one coordinated experience.
Program availability, eligibility, loan terms, and financing are subject to lender guidelines, borrower qualification, and change.
| Program Feature | Program Information |
|---|---|
| Financing | Up to 100% Financing Available |
| Loan Amounts | Up to $2,000,000.00 |
| Mortgage Insurance | No Mortgage Insurance (MI) Required |
| Student Loans | More Flexible Student Loan Calculations |
| Residents & Fellows | Student loans in deferment or forbearance may be excluded for eligible residents and fellows |
| Credit Score | Minimum Credit Score: 680 FICO |
| Loan Purpose | Primary Residence Purchases & Rate/Term Refinances |
| Loan Options | Fixed-Rate and ARM Options Available |
Why Physicians Choose Made for Doctors
Made for Doctors brings together personalized real estate guidance, physician-focused financing resources, and a home search designed around your schedule, career, and lifestyle.
Mercedes Osio leads your real estate journey from the first conversation through closing, coordinating the moving pieces so you can stay focused on what matters most.
Your home search begins with more than bedrooms, bathrooms, and price. We consider your hospital or practice location, commute, call schedule, family needs, preferred communities, lifestyle, and long-term goals to help identify homes that truly fit your life.
Access specialized mortgage professionals and financing programs designed for physicians and other eligible medical professionals, including options that may offer up to 100% financing, no mortgage insurance, and loan amounts up to $2,000,000.00.
From financing coordination and property search to private showings, negotiations, inspections, appraisal, and closing, Mercedes helps guide and coordinate your home-buying journey from beginning to end. One point of contact. One coordinated process. A team focused on getting you home.
How It Works
A personal consultation with Mercedes about your goals, timeline, work location, lifestyle, family needs, and what home means to you.
When financing is needed, connect with mortgage professionals experienced in physician lending to explore options and establish a comfortable purchasing range.
Identify communities and properties that fit your commute, lifestyle, schools when relevant, amenities, and long-term plans.
Coordinate focused private showings and, when useful, live-video tours around your availability.
Evaluate the property and market, develop your offer strategy, negotiate terms, and protect your interests.
Coordinate inspections, appraisal, financing, title, deadlines, walkthrough, and closing while keeping you informed.
Closing ends the transaction, not the relationship. Made for Doctors remains your real estate resource as your career, family, and housing needs evolve.
The goal is the right home for your life — your commute, privacy, time, family, financial comfort, and quality of life — not simply the largest mortgage you may qualify for.
Mercedes Osio
REALTOR® & Real Estate Lead
Made for Doctors
Mercedes believes exceptional real estate service is built on trust, accessibility, attention to detail, and an unwavering commitment to her clients. Her concierge-driven approach means staying personally involved throughout the transaction, anticipating what comes next, coordinating the professionals involved, and helping solve issues before they become unnecessary distractions.
For physicians whose time is often their most limited resource, that level of involvement matters.
“My mission is to make your home-buying experience as efficient and cost-effective as possible, while maintaining the highest standards of integrity, professionalism, and personal service. You take care of your patients. My team and I will take care of the path that gets you home.”
— Mercedes Osio
Mercedes Osio is a licensed real estate professional and REALTOR®, not a mortgage lender or mortgage loan originator. Loan products, eligibility, rates, terms, underwriting, and approvals are provided and determined by an independent licensed lender.
Testimonials
A few words from the physicians who trusted Mercedes with their next chapter.
Mercedes is one of a kind. She has a true gift for understanding what you are seeking as a buyer and then becoming your greatest advocate in what can often be an exciting but confusing process.
Contact Us
Ask Mercedes about the program.
Share how and when you prefer to be contacted. Mercedes responds personally, with a conversation built around your goals and your schedule.
Your first step is a conversation. There’s no loan application to complete here.
